Owens Corning (Fibreboard) Asbestos Trust

Were You or Your Loved One Exposed to Asbestos from Owens Corning?

Founded in 1938, Owens Corning Fiberglass Corporation became the world’s largest fiberglass manufacturer and the first to manufacture fiberglass insulation, which became the industry standard for homes and businesses nationwide.

Owens Corning incorporated asbestos into many of its popular construction products because of its low price point, insulating properties, and resistance to heat, fire, and corrosion. 

Unfortunately, asbestos is also a known carcinogen. Owens Corning knew about the dangers its asbestos products posed to workers but continued using it anyway, leading to an influx of asbestos-related diseases like mesothelioma and lung cancer.

If you or a member of your family were exposed to Owens Corning asbestos, this page aims to help you understand critical issues such as:

• Owens Corning’s history with asbestos
• The formation of the OC/FB Asbestos PI Trust
• Who can apply for trust compensation 
• Trust eligibility requirements 
• Average compensation
• Common Owens Corning asbestos products
• High-risk professions

If you or your family has been affected by Owens Corning asbestos, you may be eligible for compensation. We can help determine your eligibility for free in just a few minutes.

Fill out the compensation eligibility form below to speak with one of our dedicated patient advocates.

The Formation of The Owens Corning Asbestos Trust

Owens Corning began facing lawsuits for asbestos exposure in the 70s. By 2000, plaintiffs had named the company in nearly a quarter of a million asbestos personal injury lawsuits.

Owens Corning filed for Chapter 11 bankruptcy on October 5th of that year. 

The trust was formed in 2006 as one of the court’s conditions for emerging from bankruptcy. The trust controls two separate sub-accounts that were initially funded with a combined $5 billion.

Owens Corning vs. Fibreboard Asbestos Claims

Although the trust handles both Owens Corning and Fibreboard claims, the sub-accounts have different payout schedules.

Your claim value varies depending on whether your asbestos exposure came from Owens Corning or Fibreboard. The chart below shows some examples.

Comparison Factor	Owens Corning	Fibreboard
Payment Percentage	4.3%	3.5%
Mesothelioma Scheduled Value	$215,000	$135,000
Estimated Expedited Review Payment	$9,245	$4,725
Lung Cancer Value 1	$40,000	$27,000
Severe Asbestosis Value	$42,000	$29,000

How Much Does The Owens Corning Asbestos Trust Pay?

The amount the OC/FB Asbestos Trust pays depends on the unique circumstances of your claim. Factors that impact claim value include:

• Exposure source (Owens Corning vs. Fibreboard)
• The diagnosed disease 
• Whether the claim qualifies for expedited or individual review
• Value assigned to the claim
• Evidence of exposure 
• The payment percentage at the time the claim is submitted

Like other trusts, the OC/FB trust pays only a percentage of the claim value to ensure adequate funds remain for current and future claimants.

Current Owens Corning & Fibreboard Asbestos Trust Payout Example for a Mesothelioma Diagnosis

Payment percentages, also called pro rata payments, are standard for trust funds. Unfortunately, the payment percentage does not apply to your total financial losses. Instead, the percentage is applied to the value the trust assigns to your specific asbestos claim.

Both expedited review (ER) and individual review (IR) claims are subject to application of the payment percentage. Since you’ve already seen the breakdown of an ER claim in the table above, we’ll look at an IR claim. 

The average IR value for an Owens Corning mesothelioma claimant is $270,000. After applying the 4.3% payment percentage, a successful claimant would receive $11,610.

A similarly successful IR claimant to the Fibreboard trust, awarded an average settlement of $180,000, would receive $6,300 after applying the 3.5% payment percentage.* 

Many claimants are eligible to receive funds from more than one trust.

*These values are just an example. Compensation is awarded on a case-by-case basis depending on the factors listed above. An asbestos litigation specialist can help you learn more about your potential compensation.

What Asbestos-Related Diseases Qualify for Owens Corning Compensation?

The OC/FB Trust offers compensation for eight scheduled disease levels, but claimants must meet the trust’s qualifications to secure funds. 

In addition to level-specific requirements, all claimants must provide a diagnosis of a qualifying illness from a reputable provider and prove OC/FB asbestos exposure before December 31, 1982.

Compensable Illnesses:

• Mesothelioma (Level VIII)
• Lung Cancer 1 (Level VII)
  • A diagnosis of a primary lung cancer
  • Evidence of an underlying bilateral asbestos-related non-malignant disease
  • A causal statement from a medical doctor linking the lung cancer to asbestos
  • 10-year latency
  • 6 months OCFB exposure prior to December 31, 1982
  • Significant Occupational Exposure
• Lung Cancer 2 (Level VI)
  • A diagnosis of a primary lung cancer
  • A causal statement from a medical doctor linking the lung cancer to asbestos exposure
  • 10-year latency
• Other Cancer (Level V)
  • A diagnosis of a primary colorectal, laryngeal, esophageal, pharyngeal, or stomach cancer
  • Evidence of an underlying bilateral asbestos-related non-malignant disease
  • A causal statement from a medical doctor linking the other cancer to asbestos exposure
  • 10-year latency
  • 6 months OCFB exposure prior to December 31, 1982
  • Significant Occupational Exposure
• Severe Asbestosis (Level IV)
  • Diagnosis of asbestosis
  • Pulmonary Function Testing
  • Pathological evidence of asbestosis
  • Abnormal chest radiograph
  • Supporting medical documentation establishing asbestos exposure as a contributing factor
  • 6 months OCFB exposure prior to December 31, 1982
  • Significant Occupational Exposure
• Asbestosis/Pleural Disease (Level III)
  • Diagnosis of an asbestos-related non-malignant disease 
  • Evidence of a bilateral asbestos-related non-malignant disease
  • Pulmonary Function Testing
  • 10-year latency
  • Supporting medical documentation establishing asbestos exposure as a contributing factor
  • 6 months OCFB exposure prior to December 31, 1982
  • Significant Occupational Exposure
• Asbestosis/Pleural Disease (Level II)
  • Diagnosis of an asbestos-related non-malignant disease 
  • Evidence of a bilateral asbestos-related non-malignant disease
  • 10-year latency
  • 6 months of OCFB exposure prior to December 31, 1982
  • 5 years cumulative occupational exposure to asbestos
• Other Asbestos Disease (Level I)

The chart below shows the scheduled value for seven of the eight compensable disease levels and the actual payout amount once the payment percentage is applied. 

Lung Cancer 2 (Level VI) has no scheduled value and can only be assessed through individual review. Other Asbestos Disease (Level I) pays a flat cash discount rate of $400, without applying the payment percentage.

Asbestos-Related Disease	Owens Corning Scheduled Value	Current Payment Percentage	Estimated Payment
Mesothelioma	$215,000	4.3%	$9,245
Lung Cancer 1	$40,000	4.3%	$1,720
Other Cancers	$22,000	4.3%	$946
Severe Asbestosis	$42,000	4.3%	$1,806
Asbestosis/Pleural Disease Level III	$19,000	4.3%	$817
Asbestosis/Pleural Disease Level II	$8,000	4.3%	$344
Other Asbestos Disease	$400	4.3%	N/A

*The chart shows Illustrative amounts calculated by applying the current 4.3% payment percentage to established scheduled values. Individual Review and other circumstances may result in different valuations.

If you’re curious about your claim’s potential value, our team can help you determine your eligibility options, but you should act quickly. The statute of limitations varies from 1-6 years by state, with the average filing deadline clocking in at 2-3 years. 

Don’t let the compensation deadline pass you by. Contact us as soon as possible once a diagnosis or cause of death is established to make the most of your filing time.

Can an Individual Review Claim Be Worth More?

The Owens Corning trust offers two review options. Expedited review claims meet strict requirements and receive set amounts.

Individual review claims allow claimants with special circumstances, or those whose claims do not meet ER requirements, to have their case examined on its own merits.

Individual review claims can pay more or less than the scheduled value, but cannot exceed the maximum value set by the trust for their disease level.

For example, the maximum value of an IR mesothelioma claim against the Owens Corning sub-account is $650,000. 

Because IR claims must be examined individually, processing takes longer than ER claims submitted at the same time. 

All Lung Cancer 2 (Level VI) claims, extraordinary claims, and foreign claims must undergo individual review. 

Additional Trust Fund Claims & Other Compensation Options May Be Available

Many claimants, particularly those with occupational exposure, encountered products made by multiple companies during their work.

These claimants may be eligible for compensation from multiple trust funds, with qualified claimants averaging 20+ trust funds. 

Some people may be eligible for funds from other sources, such as lawsuits, VA benefits, workers’ compensation, and more. 

Common Asbestos Trust & Companies You May Be Eligible for Compensation From

Filing lawsuits and claims with multiple trusts can help maximize compensation for medical costs, lost wages, and other damages.

Below is a list of commonly accessed trust funds and companies, particularly for individuals eligible for the Owens Corning asbestos trust:

• Fibreboard
• Pittsburgh Corning
• Armstrong World Industries (AWI)
• Owens-Illinois
• Celotex
• Eagle-Picher Industries
• G-I Holdings/GAF
• Keene
• United States Gypsum
• AC&S
• Johns Manville
• John Crane
• A.W. Chesterton Company
• Goulds Pumps
• General Electric

Owens Corning (Fibreboard) Lawsuits

What Evidence is Needed for an Owens Corning Trust Claim?

To receive compensation from the OC/FB trust, claimants must meet the trust’s medical and exposure criteria. Claimants with unique circumstances can request an individual review even if their claim doesn’t meet the criteria perfectly.

Eligibility Factor	Explanation
Medical Requirements	Diagnosis with one of the trust’s compensable diseases supported by medical evidence and documentation.
Asbestos Exposure Requirements	Credible evidence of exposure to asbestos or asbestos-containing products supplied, manufactured, installed, maintained, or repaired by OCFB before December 31, 1982.

Medical Requirements

The exact medical requirements vary depending on which of the trust’s eight compensable disease levels you’ve been diagnosed with.

However, all claimants must provide documentation and testing to support their diagnosis and prove their claim. 

Common forms of documentation include:

• Affidavit from doctors
• Biopsies
• Blood tests
• Imaging (X-Rays, MRIs, CAT scans, radiographs)
• Lung function testing
• Pathology report

Claimants must work with reputable doctors and testing centers to gather evidence. Medical reports from certain doctors and screening companies may not meet the trust’s reliability standards. 

Asbestos Exposure Requirements

Exposure requirements also vary by disease level. However, all claimants must prove that their exposure to OC/FB asbestos occurred before December 31, 1982. 

Claimants must prove where and how they were exposed, identifying specific products or job sites. In asbestos claims, the claimant bears the burden of proof and must provide substantial documentation to support their claim.

Common forms of documentation used to prove exposure include:

• Affidavits
• Insurance records
• Military service records
• Paystubs
• Sales records
• Witness statements

Owens Corning Products That Contained Asbestos

Owens Corning manufactured and sold asbestos-contaminated products until the mid-1970s. It marketed these products as safe and nontoxic despite internal and external research that said otherwise.

Popular Owens Corning asbestos products:

• Kaylo
• One Cote Insulating Cement
• Owens Corning Fibreboard Mastic

Product Type	Common Uses	Impacted Occupations
Kaylo Heat Insulating Block	Boilers, tanks, vessels, industrial equipment	Insulators, boilermakers, industrial mechanics, shipyard workers
Kaylo Pipe Insulation	Pipes (steam and hot process), tanks	Pipefitters, steamfitters, plumbers, shipyard workers
Kaylo Duct Insulation	Air ducts, HVAC systems	HVAC workers, maintenance workers, sheet metal workers
Kaylo Equipment Insulation	Industrial equipment, boilers, turbines	Boilermakers, millwrights, industrial mechanics, maintenance workers
Kaylo Cold Storage Systems	Refrigeration equipment, cold storage facilities	Insulators, construction workers, maintenance workers
Kaylo Insulating Roof Tile	Buildings (commercial and industrial)	Roofers, insulators, construction workers, laborers
One Cote Insulating Cement	High heat equipment (boilers, furnaces, etc.), piping	Insulators, boilermakers, pipefitters, mechanics
Owens Corning Fibreboard Mastic	Flooring, ductwork	Insulators, HVAC technicians, flooring installers, construction workers

Kaylo

Owens Corning made this famous insulation brand from 1953 to 1972. The Kaylo product line was broad and included multiple forms of insulation, including thick sheets called Kaylo Block Insulation and wrap-around insulation called Kaylo Pipe Insulation. 

Kaylo products, including insulation sheets, were also widely used on military vessels. Owens Corning discontinued its Kaylo brand in 1972.

The most common Kaylo products included:

• Kaylo Heat Insulating Block
• Kaylo Pipe Insulation
• Kaylo Duct Insulation
• Kaylo Equipment Insulation
• Kaylo Cold Storage Systems
• Kaylo Insulating Roof Tile

One Cote Insulating Cement

This asbestos-containing cement powder was sold in large bags to be reconstituted with water. When workers opened the bag and mixed the powder, they inhaled and ingested asbestos fibers. 

Owens Corning did not warn users about the dangers of asbestos exposure, depriving them of the chance to protect themselves or choose a safer product. 

Owens Corning Fibreboard Mastic

Mastic adhesives are thick, cement-type products widely used in industrial settings to repair or secure flooring, tiles, and ducts.

Owens Corning added asbestos to its mastic adhesives to increase their tensile strength and make them chemical- and heat-resistant.

High-Risk Jobs Associated With Owens Corning

People used Owens Corning products in residential, commercial, and military facilities nationwide.

Because its products were so common, many people across dozens of professions were exposed to asbestos as a direct result of the company’s carelessness.

While some people were exposed to asbestos by working in or living in structures built with contaminated products, those at the highest risk from OCFB products worked in professions that brought them into direct contact with insulation materials.

Insulators

Workers who installed Owens Corning insulation products came into regular, close contact with asbestos. Many inhaled or ingested fibers while working.

Because they were told the products were safe and nontoxic, these workers lacked the information they needed to protect themselves.

Shipyard Workers

Owens Corning’s asbestos fiberglass products were frequently used in shipyards because of their lightness, heat resistance, and fireproofing properties.

These products shed asbestos fibers during construction and repairs, endangering shipyard employees within breathing range.

Military Veterans

Military personnel often served on ships or at bases where asbestos products were common.

When these structures were damaged, repaired, or maintained, asbestos fibers entered the air and endangered anyone nearby. Asbestos exposure was especially prevalent among Navy veterans.

Top Occupations Most At-Risk of Owens Corning Asbestos Exposure

Occupation	Potential Sites	Potential OC/FB Exposure	At-Risk Level
Construction	Buildings, ships	Kaylo Duct Insulation, Kaylo Insulating Roof Tile, OCFB Mastic	High
Contractors	Buildings (commercial, industrial, residential)	Kaylo Duct Insulation, Kaylo Insulating Roof Tile, OCFB Mastic	High-Moderate (depending on specialty
Boilermakers	Ships, factories, power plants	Kaylo Heat Insulating Block, Kaylo Equipment Insulation, Kaylo Pipe Insulation, One Cote Insulating Cement	High
Factory Workers	Boilers, industrial equipment, furnaces	Kaylo Heat Insulating Block, Kaylo Pipe Insulation, Kaylo Equipment Insulation, One Cote Insulating Cement, OCFB Mastic	Moderate-High (depending on specialty)
Pipefitters	Industrial plants, ships	Kaylo Pipe Insulation, One Cote Insulating Cement, OCFB Mastic	High
Plumbers	Industrial areas, ships	Kaylo Pipe Insulation, One Cote Insulating Cement, OCFB Mastic	Moderate-High (risk is higher for industrial plumbers)
Veterans	Military bases, Navy vessels	Kaylo Pipe Insulation, Kaylo Heat Insulating Block, Kaylo Equipment Insulation, One Cote Insulating Cement, OCFB Mastic	High
Demolition	Buildings (industrial, commercial, residential)	Kaylo Heat Insulating Block, Kaylo Duct Insulation, Kaylo Insulating Roof Tile, One Cote Insulating Cement, OCFB Mastic	High
Millwrights	Industrial Machinery	Primarily Kaylo Equipment Insulation, Kaylo Heat Insulating Block, Kaylo Pipe Insulation, One Cote Insulating Cement, OCFB Mastic	High
Pipe Covererer	Ships, industrial machinery	Kaylo Pipe Insulation, Kaylo Heat Insulating Block, Kaylo Equipment Insulation, Kaylo Duct Insulation, One Cote Insulating Cement, OCFB Mastic	High

If you suspect your claim has ties to Owens Corning or Fibreboard but you aren’t sure exactly where you were exposed, an asbestos litigation specialist can help.

You can also view the official approved location lists for both the Owens Corning and Fibreboard sub-accounts here: 

• Owens Corning: https://www.ocfbasbestostrust.com/oc-approved-site-list-updated-5-13-2026/
• Fibreboard: https://www.ocfbasbestostrust.com/fb-approved-site-list-updated-5-13-2026/

Can Family Members File an Owens Corning Asbestos Claim?

Family members who have lost a loved one due to Owens Corning or Fibreboard asbestos exposure may qualify for wrongful death compensation.

Several parties may be eligible to file, depending on the state and the circumstances of the deceased:

• Surviving spouse, child, or other dependent: Bereaved family members can seek financial compensation for their losses. 
• Personal representative: The court appoints this person to seek compensation on behalf of the estate or surviving family.
• Deceased estate: The estate may be entitled to damages separate from those owed to surviving dependents, such as lost earnings, prospective net accumulations, or medical and funeral expenses.

What if Exposure Occurred at Home?

Because of their structure, asbestos fibers cling to hair, skin, and clothing. Many asbestos workers unintentionally brought asbestos into their homes, not knowing it was dangerous. 

Family members often encountered asbestos during normal household chores like laundry. This secondhand exposure can lead to severe illness decades later, leaving victims potentially eligible for compensation. 

How to File an Owens Corning Asbestos Trust Claim

Asbestos trust fund claims are a critical source of funds for injured workers and their families. The Owens Corning (Fibreboard) Asbestos Trust handles thousands of claims annually, providing eligible claimants with access to compensation without ever needing to set foot in a courtroom.

However, while filing a trust claim is faster and more straightforward than pursuing a lawsuit, it’s still complex and involves many moving parts.

Navigating it alone, especially while dealing with the stress of treatment or loss, can be difficult. An asbestos litigation expert can help you understand your options and guide you smoothly through the filing process.

The general steps to filing an Owens Corning Asbestos Trust Fund Claim:

1. Confirm Asbestos-Related Disease: Claimant works with a doctor to confirm the diagnosis and collect relevant medical evidence.
2. Review Individual’s Work & Exposure History: Your asbestos lawyer will work with you to create a detailed work history that maps potential exposure sites.
3. Establish Exposure to Owens Corning/Fibreboard Asbestos Products: Once you know where and how you were exposed, your lawyer can help you identify the specific products you encountered.
4. Determine the Appropriate Review Process: Most claims qualify for a standard review process and quick compensation, but some may require more individual review. An asbestos litigation specialist can help you determine the right process for your claim. The table below offers general guidance on these two options.
5. Submit Claim & Support Documentation: Submit your claim and supporting evidence to the trust. The Owens Corning/Fibreboard trust offers online uploading tools. 
6. Respond to Requests: During review, the trust may request additional clarification or documentation. Your lawyer will handle these requests. 
7. Review Claim Offer: Claimants who undergo a standard review often receive compensation within 90 days. Claimants must formally accept their offer to receive compensation.   
8. Receive Payment: Accept your payment and choose how you want it sent to you. 
9. Determine if Other Asbestos Claims Are Available: Many claimants qualify for compensation from multiple trusts or other sources. Your lawyer can help you determine your eligibility and apply for all the forms of compensation you qualify for.

Purpose	Standardized Claims Meeting Established Criteria	Claims Requiring Individualized Consideration
Claim Value	Predetermined scheduled value	Individually evaluated value
Process	More standardized	More detailed
Typical Complexity	Lower	Higher
Exposure Evidence	Must meet established criteria	May involve additional evidence
Processing	Generally meant to be more streamlined	May take longer
Mesothelioma Claims	Often eligible	May be appropriate in certain circumstances

See if You Qualify for Owens Corning Trust Fund Compensation

If you are dealing with a diagnosis or loss connected to asbestos exposure, we can help you determine your eligibility for compensation and provide a free comprehensive case review. 

We can explain your options and connect you with specialized asbestos attorneys who can answer your legal questions. It’s okay if you don’t know exactly where or how you were exposed; our partner law firm can help you gather the evidence you need. 

There’s no cost to determine eligibility, and all of the asbestos litigation experts we partner with work on contingency, meaning you pay nothing unless they help you secure compensation. 

Trust claims don’t generally require stepping into a courtroom, and if you’re eligible, compensation can arrive within 90 days of filing, but claimants only have a limited time to file. 

Contact us today to learn more. Taking the first step takes just a few minutes.

Frequently Asked Questions